The digital mortgage solution

The consumer experience in focus

We focus on the consumer experience in the delivery of all of our solutions. stoEr’s platform empowers the consumer and is experienced on her device of choice - from application to final acceptance. A quicker and seamless service for the consumer, as well as reduced costs, improved efficiency and a better borrower experience.

next generation mortgage lending

stoEr makes mortgage a digital experience and service for both consumers and borrowers. stoEr’s digital mortgage lending platform MOSAIC introduces Mortgage as a Service which scales and streamlines the mortgage lending process whilst branding it with the borrower’s brand and look-and-feel.

Our offering

We offer full service online mortgage, mortgage brokering, non-secured and deposit solutions


Uniquely developed compliant solutions by leading compliance specialists


The digital process provides an automated experience for both borrower and consumer


Providing modern intuitive GUIs adaptable to the consumers’ and officers’ needs


The solutions scale economically and technically


Robust and secure cloud based platform

One stop shop

One white-lable solution for the whole life cycle of the mortgage, non-secured loans and deposits


stoEr is founded and created by a unique mix of specialists with experience in developing digital solutions for payment, e-commerce and financial services.

Pär Isaksson

Chief Executive Officer, Founder

Niklas Midby


Richard Wachtmeister

Chief Legal Officer

Lina Williamsson

Compliance Officer / DPO

Mårten Rasin

Chief Product Officer

Mats Andersson

Senior Technical Advisor

Ida Åström

Credit Process Owner

Jonathan Olsson

Senior Developer

Jon Gille

Senior Developer

Samuel Gauffin Holmberg

Fullstack Developer

Kristoffer Andersson

Senior Developer

Kjell Andreassen

Senior Developer

Emmy Jansson

Product Operations and Partner Manager

Roland Hybelius

Fullstack Developer

Martin Wilhelm

Head of SecDevOps

Work with us!

We are currently searching for team members for the following positions

  • Product owners
  • Senior Fullstack Developers
  • Frontend Developers
  • Backend Developers
  • System Administrators
  • And everything in between

We are searching for you who understand that this is a unique opportunity to be part of an awesome journey. If you are a front-end, back-end, full-stack, dev-developer or product owner, this is a good start. That you are hungry and want to develop professionally, excel at what you do and have the ability to be a little self-driving is more important than what tech stack you have worked with so far. We are located in central Stockholm. Looking forward to hearing from you. visit our linked page

Privacy Policy

Your privacy is important to us and therefore we are committed to ensure that the personal data provided to us is handled in a safe and secure manner and in accordance with applicable data protection rules. Please see our Privacy Policy for detailed information.

Demo And Contact

Pär Isaksson

Chief Executive Officer